Assistance programs help homeowners who are at risk of losing their homes due to financial difficulties by providing financial support or restructuring loans. Proponents argue that it prevents people from losing their homes and stabilizes communities. Opponents argue that it encourages irresponsible borrowing and is unfair to those who pay their mortgages.
Depending on situation I believe the government should provide assistance
@9NYNK7F8hrs8H
No. Homeowners get themselves into their own troubles, they should get out of it themselves too without the citizens of this country offering aide.
@9NXSY8J21hrs21H
Yes, but only during certain periods or for certain reasons.
@9NXN4FH23hrs23H
No, but the government should not be the reason why the person is facing foreclosure.
@9NXMNJQ1 day1D
Predatory mortgages and rent hiking should be monitored and a form of loan forgiveness for unforeseen tragedies should be provided.
@9NX67741 day1D
I think this should based on the financial status of the homeowners
@9NW3ZYS2 days2D
I think it depends on the situation, like if they were just entirely irresponsible than no but otherwise yes.
@9NTH43Q3 days3D
Yes, as long as drug abuse, alcoholism, or other irresponsible behavior weren’t factors in the foreclosure
@ccf88342709Democrat 3 days3D
Yes, but require an application that considers the circumstances surrounding the foreclosure
@9NRC8D84 days4D
It depends on the circumstances leading to foreclosure
@9NQXJDDIndependent4 days4D
Yes, but after an independent audit of their finances and situation over the term of the loan.
@9NQD6RQIndependent4 days4D
Yes but only for people who pay taxes, have a clean criminal record, and have made notices to the bank about their failure to pay their bills.
@9NP9ZYB5 days5D
Yes, IF the government is the cause ie COVID lock down
@9NP88GS5 days5D
Yes, if they are going to give some of the equity to the state or city where this is. It can't be or free because they have an asset that they could do something with.
@9NNNY5J5 days5D
Yes, if it is for the homeowners' primary residence.
@9NNGDNZ5 days5D
Only in ensuring they have a place to live in the same school district after they lose their house
@9NML9K66 days6D
Yes, but only for homeowners earning up to 175% of median income or 250% of poverty level.
@9NMC4Z66 days6D
Yes and No. Ultimately depends on the homeowners situation
Yes, as long as drug abuse, alcoholism, or other forms of irresponsibility aren’t a factor in the foreclosure
@9NKQVGF 7 days7D
Only if the foreclosure is due to inflation a recession type of issues, not for personal lack of money management resulting in the foreclosure.
@9NKM8M31wk1W
No, but the promotion and encouragement on how to balance a mortgage should be promoted.
@9NJHYNY1wk1W
yes, only if brought to a trial and concluded by a jury knowing the facts and not the emotion to not cloud the ruling
@9NHYGMD1wk1W
Yes, in a capitalist system, but housing should really be free
@9NHS5NN1wk1W
Yes, if they show that foreclosure was the only option for them.
@9NHCDC71wk1W
Yes, in the form of legal representation to prevent illegal foreclosures.
@9NFFLMZ1wk1W
Yes, only if they can prove that the reason for the foreclosure was out of their control
@9ND93JL1wk1W
If it's something that's happened under the person's control for example market crash or someone who is the provider dies than yes
@9NCY4271wk1W
depending on specific situation. certain professions should be protected ie veterans, teachers, public servants, elderly, etc... healthy working age people should only be eligible for assistance if they are actively participating in programs that help with employability.
@LucidLibertarian 2wks2W
Yes, for those whose financial hardship leading to foreclosure are due directly because of government's policies such as COVID restrictions, high interest rates, causing inflation by uncontrolled spending, etc.
@9NC9GJ22wks2W
No, unless the foreclosure is due to malfeasance by a financial institution.
@9NBZ2BKLibertarian2wks2W
No, if the owner is at fault for not paying. Yes if it is due to job loss or other factors like health reasons.
@9NBS7M62wks2W
Yes, if major events, death, job loss, disaster, etc. Are at the root of foreclosure
@9N9SF9S2wks2W
Yes but they would need to prove why they can't pay their mortgage.
@9N992SC2wks2W
It would depend on what lead to the foreclosure. Poor money management then no. Life altering event such as job loss or hospitalization then yes
@9N92GYS2wks2W
Yes, but only if alcoholism, drug abuse, or irresponsible borrowing aren’t a factor in the foreclosure.
@2NFKLZQProgressive 2wks2W
Depends on the situation. Owning multiple properties should preclude qualifying for assistance.
@9N7S4YJRepublican 2wks2W
It could go either way depending on the situation of the homeowner.
@9N7PGBC2wks2W
If the person is facing foreclosure due to their own faults they should receive no help. But if they’re facing foreclosure due to illness or emergencies and lost work then they should have access to programs that help keep their homes
@9N694LC2wks2W
I feel like they should, only if the person has an actual reason for it and try to get their payments in.
@9N5WBYD2wks2W
Yes, and repossession of homes by financial institutions should be heavily restricted to high earners.
@9N5PMY82wks2W
It depends on the situation such as an accident has caused them not to be able to work that was not their fault
@9N5CVPX2wks2W
I feel like if someone is possibly losing their house because they only have means of getting money from divisibility or any other kind of government assistance the government should help them have a stable living space.
@9MZ7QKH2wks2W
yes as long as it is being used for people who actually need it
@9MYMGYN2wks2W
Yes, based on the circumstances that led to foreclosure. High income families the made risky investments should not be the beneficiary of assistance, but small business owners should.
@9MX26BJ2wks2W
No, but refuse to allow police to be used for enforcement of foreclosure evictions and adopt pro-squatter laws and a Housing First policy
@9MVWJ7B3wks3W
Absolutely, it's essential for the government to offer support to homeowners experiencing foreclosure. Providing assistance in these situations can help prevent individuals and families from losing their homes and facing financial distress. Programs that offer counseling, loan modifications, or refinancing options can be crucial in helping homeowners navigate through challenging times and potentially avoid foreclosure.
@rosetintedarcher 3wks3W
Yes, but this should be reported on their credit reports as a result
@9MTZNC43wks3W
Yes, but only for working homeowners without a criminal history or a history of alcoholism or drug abuse.
@9MTD3CH 3wks3W
Yes, but have someone help them analyze their finances to put them on a better path
@9MS62CQLibertarian3wks3W
Depends on circumstances. If it's like the bank bailout, absolutely. Private citizens ended up getting punished for governmental Muck up. If it's a result from poor decisions, then no.
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